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CBN Bans Use Of Cash As PTA, BTA For Foreign Trips

The Central Bank of Nigeria (CBN) has prohibited the use of cash as Personal Travel Allowance (PTA) and Basic Travel Allowance (BTA).

According to the CBN, PTA and BTA would, henceforth, only be paid through electronic channels.

The apex bank noted that the move is part of efforts to ensure transparency and stability in the foreign exchange market and address the nation’s foreign exchange crisis.

This development was made known in a circular dated February 14, 2024, which was signed by the CBN Director of Trade and Exchange Department, Hassan Mahmud.

The circular titled, ‘Allowable Channels for Payout of Personal Travel Allowance (PTA) And Business Travel Allowance (BTA)’ reads in part: “Memorandum 8 of the Foreign Exchange manual and the circular with reference FMD/DIR/CIR/GEN/08/003 dated February 20, 2017, stipulate the eligibility criteria for accessing Personal and Business Travel allowances (PTA/BTA).

“In line with the Bank’s commitment to ensure transparency and stability in the foreign exchange market and avoid foreign exchange malpractices, All Authorised Dealer Banks shall henceforth effect payout of PTA/BTA through electronic channels only including debit or credit cards.”

The CBN called on all authorised dealers and the general public to note the new directive and ensure compliance.

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